We’re building UAE’s e-invoicing rails — locally, transparently, accountably.
A small, focused team. A UAE-resident company. An India-engineering bench that’s shipped regulated software before. One mandate to get right.
A mandate this big deserves a UAE-native answer.
Three paragraphs. No marketing layer.
The UAE’s e-invoicing mandate isn’t a tweak — it’s a re-plumbing of how every B2B and B2G transaction in the country gets reported. Wave 1 (large taxpayers) starts January 2027. Wave 2 mid-2027. Wave 3 late-2027. By the end of next year, millions of invoices a month will flow through Peppol DCTCE rails into FTA C5 reporting. Most UAE businesses haven’t started preparing. The few that have are usually being sold a foreign platform that doesn’t speak Arabic, doesn’t store data in the UAE, and doesn’t know who to call when a TRN lookup fails.
We started BlueWhale Fincore because the alternative — another lift-and-shift of an EU or GCC-adjacent product — would leave SMBs behind. The penalty regime under Cabinet Decision 106/2025 is unforgiving (AED 5,000/month cap on late transmission alone, AED 60,000/yr for failure to implement), and it falls hardest on the businesses with the least margin to absorb compliance overhead. We think the rails should be built here, owned here, and answer to the FTA here.
Our bet is simple: a small UAE-resident team, with the engineering depth of an established India parent (BlueWhale Consulting & Technologies), can ship a more honest, more bilingual, more affordable platform than the legacy vendors moving in. We’re three partners, pre-seed open, twelve months of runway, and one Wave 1 deadline. That’s the company.
Small bench. Real seats filled.
Two roles open right now — both UAE-based. Both close in 2026 Q3.
Founder & CTO
Abhishek Pangerkar. Builds the platform end-to-end — PINT AE generator, Peppol AP runtime, XAdES-BES signer, FTA C5 reporting.
Offshore engineering — parent company
BlueWhale Consulting & Technologies (India). Senior engineers on the rails, AI scanner, mobile app, and the bilingual coach.
UAE compliance lead
Owns the FTA ASP accreditation, Peppol AP cert, UAE Pass SP relationship, and Cabinet Decision 106/2025 interpretation. Dubai or Abu Dhabi based.
Sales lead — UAE
Mid-market & enterprise pipeline across the Emirates. Arabic-first, channel-savvy, comfortable with CFOs and tax managers.
From Q1 2026 to Wave 1 go-live.
No theatrics. The actual plan, quarter by quarter.
| Quarter | Milestone | Detail | Status |
|---|---|---|---|
| 2026 Q1 | Company formed · architecture frozen | Ajman Free Zone entity in incorporation. PINT AE 1.0 + Peppol DCTCE 5-corner picked as the spine. | Done |
| 2026 Q2 | Core rails build · pre-seed open | AED 2.5 Cr pre-seed across 3 partners. Generator, signer, validator, and AP runtime in development. | In progress |
| 2026 Q3 | Pilot tenants · accreditation filings | First 10 pilot customers onboarded. FTA ASP and Peppol AP applications submitted. | Planned |
| 2026 Q4 | ASP + AP accreditation · GA | Target: FTA ASP accredited, Peppol AP certified, ISO 27001 + 22301 audits closed. Public GA. | Planned |
| 2027 Q1 | Wave 1 mandate — live | Wave 1 (large taxpayers) goes live Jan 2027. Customers compliant on day one. | Planned |
Last updated 2026-06-06.
A 3-partner venture. Pre-seed open.
We’re three partners equally putting in — engineering, capital, and UAE go-to-market — for a combined pre-seed of AED 2.5 Cr (~USD 294k). India-engineering at the parent saves us roughly 45% versus a fully UAE-loaded build, which is exactly the runway we need to reach the Wave 1 mandate window.
We’re open to a small number of strategic angels and operators who know UAE FinTech, Peppol, or FTA-adjacent ecosystems. If that’s you, the conversation starts at sales@bluewhalefincore.com.
Pre-seed snapshot
Round structure as of 2026-06-06.
| Round | Pre-seed |
| Total raise | AED 2.5 Cr |
| Partners | 3 · equal |
| Runway | 12 months |
| Target milestone | Wave 1 GA |
Four rules we won’t bend.
Honest about what works vs. what’s coming
If a feature is shipping, we say so. If accreditation is in progress, we say so. No “enterprise-grade” handwaving and no certification badges we haven’t earned yet.
UAE-resident, UAE-owned
Local entity, local data, local accountability. The UAE leg is being incorporated in Ajman Free Zone so customers and the FTA have one number to call when something matters.
Bilingual by design, not translation
Arabic and English are first-class — in the UI, the coach, the error messages, and the support inbox. عربي and English ship together, not Arabic-as-an-afterthought.
Built for the long mandate
Wave 1 in Jan 2027 is the start, not the finish. We’re building rails that hold up through Wave 2, Wave 3, B2C, B2G — and the schema revisions that’ll follow.
Build UAE’s e-invoicing rails with us.
Whether you’re a customer, a hire, or a backer — the conversation starts the same way.